Car leasing in Ukraine
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Car leasing in Ukraine
The company «ESKA Capital» actively finances car leasing projects for both new and used vehicles
What is car leasing?
Leasing – is a financial service, a long-term financial loan. It was invented so that people could acquire desired property without having the full amount on hand. It is very similar to a loan, but whereas with a loan a person receives money, with leasing they receive property that they can use immediately and buy out gradually. During the lease period, the car remains pledged to us, but you will still be the owner.
There is a distinction between financial leasing and operating leasing:
- Financial leasing — is when the company finances the purchase of a car or machinery, and at the end of the contract term, the ownership of the car transfers to the lessee;
- Operating leasing — at the end of the contract term, the machinery or car is simply returned to the leasing company;
We work exclusively with financial leasing.
Leasing is the ideal option for obtaining machinery or a car for use if you do not have the full amount for the purchase.
Conditions for obtaining a lease are usually simpler than for a loan. We do not ask for a deposit or a guarantor, we are ready for individual payment schedules, and we make decisions quickly: within 2 hours, unlike banks, which can review an application for 2 weeks. You can sign a contract for a term of up to 4 years to reduce monthly payments.
Leasing is a modern and quite convenient way to purchase various types of transport. The service is most popular among enterprises and business owners. It allows companies to update or replenish their fleet profitably, conveniently, and quickly.
With the «ESKA Capital» company, the client has the opportunity to use finances rationally and save time and nerves.
For individuals, legal entities, and sole proprietorships.
It can be either a new car or a used one (car with mileage).
What is the advantage of car leasing?
- All technical issues regarding the car are taken care of by the leasing company;
- Unlike a bank loan, the client (lessee) does not have to provide any additional guarantees or collateral. The only security for the contract is the property itself. It is enough to make an advance payment based on the car's value;
- The consumer is not obliged to monitor vehicle maintenance bills;
- The client needs to provide a minimal package of documents. Requirements for them are simplified;
- Maximum speed of transaction processing;
- Leasing provides legal entities with the opportunity to enjoy certain benefits. For example, when buying a car on a lease, the client has the right not to pay VAT during the entire term of the leasing contract;
- Long-term installment plans significantly reduce the size of regular payments and allow the client to manage their assets more rationally;
- If you take a lease from us, we can approve your application within 15 minutes! It is enough to correctly fill out the “Submit Application” form and send us the documents immediately.
What we offer for leasing:
- passenger cars;
- SUVs and vehicles for active leisure;
- light commercial vehicles (load capacity up to 2 tons).
Car leasing in Ukraine (new and used cars)
The «passenger car leasing» service has long been in demand in Ukraine – both from individuals or legal entities and from individual entrepreneurs. Why? Because leasing companies offer a comprehensive solution for the profitable purchase of vehicles with a rational investment of financial assets. You can buy any car on the Internet, and if the car is not available in Ukraine, we will finance it abroad and bring it here.
Clients who have felt the advantage of leasing compared to traditional bank lending continue to cooperate with us for decades. For them, leasing is primarily about the speed and convenience of the procedure.
The «ESKA Capital» company has taken a prominent place in the leasing services market. We are always ready to provide you with flexible and prompt car leasing – both for new models and for used ones. We offer leasing for cars of various classes and sizes: passenger cars, crossovers, SUVs, trucks with a load capacity of up to 2 tons, etc. You can clarify details with our managers.
New cars for leasing: features of the service
Leasing a new car is a popular financial service that allows you to arrange a long-term rental of a car with the option to buy it out after the contract ends. The lease term is usually from one to five years, making it a convenient option for individuals and legal entities in Ukraine who want to use a new car without needing the full amount for the purchase. The service is often seen as a profitable alternative to a bank loan because it provides access to the car faster and with less bureaucracy.
A new car on a lease remains the property of the leasing company, while the client acts as the lessee until it is fully paid off. All costs for purchasing the car, including insurance costs, are distributed over the entire term of the contract, thereby reducing the financial burden on the budget. Unlike a loan, where the client immediately becomes the owner of the car, leasing allows avoiding large one-time expenses. You only need to pay an advance and a one-time commission, which is usually 2.5% of the car's value. The client also has a choice: to buy out the car or return it to the leasing company. Such flexibility is convenient for those who later want to change the car for a new one or give it up altogether.
How to arrange a lease for a new car
To lease a new car, you need to follow a few simple steps. First, choose the desired model and type of car; in particular, you can choose a new car or a used vehicle. Then the client submits an application and provides a minimal package of documents: a passport and an identification code. Leasing companies, unlike banks, have far fewer requirements and do not require guarantors or a large initial down payment.
After submitting the documents and application, the company performs a financial analysis of the client. This allows for a quick assessment of the possibility of arranging the lease and determining the size of monthly payments. After a positive decision, a contract is concluded, the client pays the initial installment, and the company buys the car from the seller. The leasing company also ensures the car is insured and registered in its name, which saves the customer time and effort. After receiving the car on a lease, the client makes monthly payments according to the schedule agreed upon in the contract. Upon expiration of the contract, if all payments have been made, you can buy out the car and re-register it in your name.
Buying a car on lease with «Eska Capital»
Leasing a new car is a convenient and profitable way to get a car without significant financial investments. There is no need to pay the full cost of the car at once, and you can replace the car with a newer one after the contract term expires. Advantages of leasing from «Eska Capital»:
- A choice of various partnership programs allows you to select optimal financing conditions, particularly a favorable interest rate.
- Payments are distributed over the entire period of the contract, making the car purchase affordable even with a limited budget.
- The leasing company takes care of issues related to technical maintenance and upkeep of the car.
- Unlike a bank loan, the lessee is not required to provide additional guarantees or collateral.
- The only security is the property itself, and an advance payment is sufficient for processing.
- Long-term installment plans significantly reduce the size of monthly payments for more effective financial management.
- The entire processing procedure takes a minimum amount of time. An application can be approved 15 minutes after filling out the form and submitting documents.
The service of purchasing a car on a lease from a showroom has long been in demand. You can purchase any car via the Internet, and if the desired model is not available in Ukraine, «ESKA Capital» will organize its purchase and delivery from abroad. Our company has established itself as a reliable leasing partner in the market. We offer favorable and prompt leasing conditions for new cars of various classes and types: passenger cars, crossovers, SUVs, and trucks up to 2 tons. More detailed information can be obtained from our managers.